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Harvey Rosenberg | Blog

Friday, August 9, 2019   /   by Harvey Rosenberg

Does Your Home Have Mold and How to Deal with it

One of the biggest reasons a buyer may turn down a home is because of mold. Often, however, you may not know you have mold until the inspection happens. With that, how do you know if you have mold and what can you do to eliminate it before you list your home. We'll look at the common mold growth sources, how to prevent it, and how to clean it up.

Sources of Mold

Mold comes from excessive moisture. Living in Florida, we are no strangers to rainy days and high humidity. Common sources of mold include:

Roof Leaks
Indoor plumbing leaks
Poor drainage
Dryer vents
Faulty oven vents
Faulty bathroom vents

These are a few areas to check for mold. Of course, some areas may be difficult or not show obvious black mold signs. 

Detecting Mold

Start by looking for signs of excess moisture and warping in the surrounding areas. Mold may be discolored, slimy patches. It can also appear fuzzy. Often a musty smell accompanies mold. Look for water stains underneath ...

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Friday, August 2, 2019   /   by Harvey Rosenberg

Should You Buy a Home based on School Districts

Back to school is almost here. If you're in the market for a home, you probably hear that you should look to buy a home in the best school districts. But do you need to buy a home based on that? We look at a few things to consider when you're considering where to buy home.

I Don't Have Kids

It may not be at the forefront of your mind about sending your kids to school. Or maybe you're kids have grown and flown the nest. Should a school district still matter? It depends.

Homes in higher-rated school districts do tend to have a better resell value. If you think you'll move in the next ten years, a school district should be one of the factors of your search. Of course, because of the higher resell value, the previous owner gets a higher resell as well. These homes may be more expensive than your target price range.

Kids and Zoning

And what if you have kids, but can't get into that school district. Florida does have zone waivers, but that doesn't guarantee you can get ...

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Friday, July 26, 2019   /   by Harvey Rosenberg

Sweets for the Sweet - Best Sweet Shops in Lake County

Got a sweet tooth? We have plenty of sweets to try in Lake County. Check out some of our favorites here:

Image courtesy fo Donut King

Donut King
Consistently rated as one of the best donut shops in Florida, Donut King has more than just your standard dozen glazed. Choose from mega-sized pastry treats to brownies, to every flavor of donut imaginable.

Yalaha Bakery
This German bakery is a hidden gem in Yalaha. Get a full selection of hand made loaves of bread, baked fresh daily and old world tortes, and pastries.

AnnOlivia's Sweet Shop
AnnOlivia's makes cupcakes that are works of art. Think giant swirls of frosting in any design or color imaginable.

Scoops on 5th
Mount Dora
This popular ice cream place features 36 flavors of ice cream, freshly baked cookies, and cakes. 

Le Petit Sweet
Mount Dora
In the mood for something French? You'll find it here with cream puffs, macrons, cakes, and cookies. 

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Friday, July 19, 2019   /   by Harvey Rosenberg

What Types of Upgrades Help You Sell Your Home

Are you thinking of selling your home in the near future, but think you need to do a ton of upgrades in order to fetch top dollar? While some upgrades are helpful, others may not get the return you think it will. Consider these upgrades to get the most out of selling your home.

Curb Appeal

If your home doesn't have the first impression good looks, many buyers will overlook it before they get through the front door. Do some landscaping and add some welcoming touches such as potted plants to the front walkway, or a simple wreath on the front door. Make sure sidewalks are even, add some flowers, and trim the trees and hedges. Be sure that the grass stays mowed. Even consider a fresh coat of paint on the exterior walls or front door. 

Kitchen Upgrades

You don't need brand new appliances in the kitchen to get buyers in the door. Just like with the outside, looks make more of a difference than function.  Make sure appliances are clean and clear of clutter. The s ...

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Friday, July 12, 2019   /   by Harvey Rosenberg

How to Buy a Home together if You're Not Married

Do you and your partner want to buy a home? You don't have to be married to buy a home together, but there are some things to consider before you make such a large purchase together.

Talk Financials

Whether your partner and you have joint accounts or not, it's important to talk financials Be clear about your debt, savings, and your expectations going into this home. Will it be 50/50? Will you both be on the loan? 

What about the down payment? Can you afford to put 20% down? Most cannot, but that doesn't mean you can't buy a home together. 

While married couples are generally assessed by creditors as one, unmarried couples are assessed as individuals, even if you apply together. Therefore, both need to have good credit to secure good rates, or if only one person is on the loan, then only one income is on record as well. This determines the amount you qualify for. 

Regardless of who is on the loan, make sure you're credit is on the up and up. If you need t ...

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